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Financial Info
Smile!
Payment Plans
We offer convenient and transparent financing options with no surprise bills to serve our patients better. We also understand that affordability is an important consideration when determining whether to proceed with the recommended dental treatment for you and your family. Our team works hard to maintain affordable fees and accepts several forms of payment, including cash, check, most major credit cards, and 3rd party financing options through CareCredit and Cherry.
We are in-network with many insurance plans, and we bill for services through insurance, just like a typical dentist’s office. If you have any questions about insurance coverage, please contact our office for more information.
Make A Payment
Want to simply pay online? We have the option to easily and securely view and pay your bills through our online portal. If you have any questions about payments or the amount due, please contact our team.
Treat Now, Pay Later
with Cherry & Smile HQ
Buy Now. Pay Monthly. Let your money go further and take better control of your cash flow when you pay in smaller, more manageable monthly installments with Cherry.
- Quick Application
- No Hard Credit Check
- Flexible Payment Options
- High Approval Rate
How It Works
Choose from a range of monthly payment plans with some qualifying for 0% APR options. Thanks to Cherry’s fast application process, you’ll be enjoying your purchase in no time – all you need is your state ID and mobile phone number to get started. If approved, manage payment options and stay in control with 24/7 access to Cherry’s self-serve patient portal.
Frequently Asked Questions
Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.
If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to “request an increase,” it means you are ineligible for an increase at this time.
Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.
No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.
Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.
*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.
To request a refund, please contact Smile HQ directly.
We defer to the refund policies put in place by Smile HQ and cannot initiate a refund without their approval.
Once Smile HQ authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.
If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.
Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.
Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.
CareCredit
CareCredit is a health and wellness credit card with flexible financing options, so you can pay over time for care. Our team is here to help answer any questions you may have and can help you get started with a CareCredit account.
